As you approach retirement, the decisions you make can have a big impact on your – and your spouse’s – future income. But don’t panic: you don’t have to do this alone. The fact sheets below provide some things to think about as you prepare for retirement.
For most women, Social Security is the main source of income in retirement, with some retirement savings as a supplement. Benefits last as long as you live, are adjusted for inflation, and Social Security provides benefits for both workers and their families.
This fact sheet explains some things to think about as you consider how and when you will claim Social Security benefits as a worker.
You can learn more about how and when to claim benefits as a spouse, widow(er), divorced spouse, or widowed divorced spouse here.
You can learn more about using retirement savings to supplement your monthly social security benefit here.